Our experienced team will meet with you to understand your circumstances and determine the best approach for your unique situation.
After the discovery phase, our team of professionals negotiate on your behalf with an agreed upon list of creditors. Our team does all of the outreach and follow up so you don't have to. We don't stop negotiating until a settlement agreement is reached.
Through our experienced negotiation teams, we only obtain settlements with creditors that are interest free.
Interest on the original debts will still accrue but we help you determine how you will pay the creditors. Whether in lump sums or in monthly installments, our team will guide you and help determine the best plan for your resources and individual circumstance..
The length of the debt settlement process depends upon your ability to pay off the negotiated settlement with each creditor.
Each tailor-made program is designed to benefit you and help you pay the settlement in full so you can save money and clear your debt.
Our fees are assessed based upon a specific percentage of your debt that we save you. In other words, you only pay us a small percentage of what you are already legally obligated to pay to your creditors.
The cost of the program depends upon several factors - the amount and type of your debts, your assets and liabilities, and any special circumstances. We will determine your fee based upon your customized plan.
In all cases our company charges no up-front fees.
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Terms of Service: All terms and conditions are set forth in the client services agreement. Typical program length is 24-48 months. Not all persons will qualify for the program. Not available in all States.