2312 Park Avenue #405, Tustin, California 92782, United States

(949) 933-8817

(949) 933-8817

  • Debt Relief
  • Settlement
  • FAQ
  • About
  • Contact Us
  • More
    • Debt Relief
    • Settlement
    • FAQ
    • About
    • Contact Us
  • Debt Relief
  • Settlement
  • FAQ
  • About
  • Contact Us
Omega Debt Relief

Since 1999

Since 1999 Since 1999

FreqUently Asked Questions

How much does your service cost?

Every debt case is different. Our fees are assessed based upon a specific percentage of your debt that we save you. In other words, you only pay us a small percentage of what you are already legally obligated to pay to your creditors.


Does this service damage my credit rating?

In most cases,  you will incur some form of derogatory entries on your credit report. However, this is unavoidable and the outcome for clearing up debts and avoiding bankruptcy.


How long does this process take?

This depends upon several factors such as your availability to procure settlement funds to pay to your creditors , how many creditors you have, your income/asset picture and a few other factors.


Can you stop the accruing interest?

Only your original creditor has this inherent capability. However, all of our settlement payment plans are 0% interest. So if you must pay your creditors on a payment plan then you will pay no interest.


Can I be sued by my creditors?

We cannot guarantee the actions of your creditors. However, the sooner you engage our services the sooner we can try to prevent a lawsuit from being filed via negotiation.


Should i file for bankruptcy?

There are many variables to each  individual case.  There are pros and cons for debt settlement vs bankruptcy.   You should consult with bankruptcy counsel in order determine if filing for bankruptcy is the better option for you. 


Do you offer bankruptcy services?

No, the Omega Debt Relief program is an alternative to filing for bankruptcy.  However, we work closely with local bankruptcy counsel and can refer you to a highly skilled bankruptcy lawyer. 


Does Bankruptcy damage my credit worse than settling a debt for less than what i owe?

Bankruptcy is a public record and may last up to 10 years on a personal credit report. Alternatively, it takes 7 years for a derogatory entry to fall off of your personal credit report. 


does it matter where i live?

Currently we operate in the following states: Florida, California, Nevada, Arizona, Texas, Oregon, Idaho, Colorado, Illinois and New  Mexico. If you reside in a state not included in this list, we may still be able to  assist you or refer you to one of our affiliates or trusted partners.





Contact Us

Copyright © 2021 Omega Debt Relief  - All Rights Reserved.

Privacy Policy. 


  • FAQ